Twenty years in business before I ever wrote a mortgage. Here's why that detour is the best thing I bring to your file.
I spent two decades building and running businesses — from the floor of big-box retail to directing a tech-retail company, acquiring commercial property, and managing supply chains across Asia. I made payroll, took real risks, had things work and had things fail, and rebuilt. That's the lens I bring to your file.
Since 2019 I've been a licensed mortgage broker — and that experience is exactly why self-employed owners, newcomers, and people the banks call “complicated” end up across the desk from me.
My first career was in business and technology retail — years on the front line at national retailers, then Business Director of a tech-retail company, where I acquired two commercial properties, opened retail locations, and managed purchasing across China and Taiwan. I trained as a Mechanical Engineering Technologist at BCIT before any of it. None of that was a straight line — and that's the point. I learned how money, risk and real businesses actually behave by running the thing, not reading about it.
When you're self-employed, new to Canada, or your income doesn't fit a bank's tidy box, you don't need a clerk reading a checklist. You need someone who has been on your side of the table — who has signed the personal guarantee, chased the receivable, and rebuilt after a setback. I read your file the way I'd want mine read: for the whole story, not just line 150.
I'm an independent broker, so I'm not selling one bank's products — I compare many lenders (A, alternative/B and private) to fit your situation. I explain the trade-offs in plain language, I don't pressure, and I reply fast. My focus is the files that need a human: self-employed and business-owner income, newcomers, renewals and refinances, debt consolidation, private lending, and construction and small-development financing. Since 2019 I've helped families and business owners across Metro Vancouver fund more than $30 million in mortgages.
I serve Metro Vancouver's community in English, Mandarin and Cantonese. If it's easier for you or your family to work through the details in Chinese, we will — 阅读中文版.
Away from mortgages, I teach and train martial arts. It's where I sharpened the things that show up in my work too: discipline, playing the long game, and staying calm when the pressure is on.
Peter Leung, Mortgage Broker #503918 — RTC Mortgage – KSMG Keystart Mortgage Group Inc., 9000 Bill Fox Way Unit 201A, Burnaby, BC. Licensed in British Columbia and Alberta.
You'll get a straight answer from a real broker — no call centre, no pressure, no obligation.
A real broker reviews every request — no call centre, no shared leads.